FAQs
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SPENDiD's peer data comes from some of the most trusted sources, including the U.S. Bureau of Labor Statistics, Department of Housing and Urban Development, Census Bureau and others.
This underlying data is updated regularly to reflect the latest information available.
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BUDGETWIDGET is a responsive, user-friendly web application powered by SPENDiD's predictive budgeting technology
The app helps individuals and families quickly create and understand personalized, categorized budgets based on key demographic factors and readily known basic expenses.
Plus, BUDGETWIDGET offers personalized "Tips & Tricks" for the user to take action where it may be needed.
BUDGETWIDGET is powered by SPENDiD’s predictive logic and trusted/unbiased peer benchmark spending data.
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Clear budget awareness: Understand your current cash flow health and spending patterns compared to your peers.
It's simple and fast: No need for spreadsheets or bank connections. Just answer a few questions and get your budget and helpful insights in minutes.
Peer validation: Gain confidence and motivation from knowing your budget makes sense when put in perspective with your peers.
Stress-free: Eliminate uncertainty and anxiety about your finances.
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Increase engagement and conversions by offering visitors a fun and insightful financial tool.
BUDGETWIDGET is a quick and easy tool for website visitors to get a personalized budget assessment and peer comparison.
You can choose to require an email address for users to view their full results. It's perfect for lead generation or just offering a valuable financial wellness resource to boost engagement on your site.
Customize the "Call-to-Action" button to lead visitors to your desired destination on your site, or to download a document, book a meeting, or any URL you prefer.
Position yourself as a brand that cares about its audience's financial well-being.
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Integration is simple! Add BUDGETWIDGET to any website with two simple lines of code.
Use the Get BUDGETWIDGET link or Contact Us here and we’ll get you started in no time.
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Absolutely! Contact Us and we'll create a discounted Group Coupon Code just for your intended users.
Put greater financial confidence, clarity, and capability within reach of every member of your target audience.
Boost productivity and happiness by helping ease financial stress
Use BUDGETWIDGET as a fast, effective way to "get on the same page" with clients regarding their saving ability.
Be the resource that makes positive financial results possible, even for those with no "high-level" financial literacy capability.
Simple-to-use household budget guidance for reducing debt and growing savings can help build loyalty to your brand.
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No, all SPENDiD web applications work based on your demographic information and any known fixed expense amounts you provide.
You don't need to connect bank or credit card accounts or share personally identifiable information.
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Like all SPENDiD applications, BUDGETWIDGET requires only basic demographic information like zip code, age, income, rent vs own, and household size.
Plus, you can change assumptions at any time for easy “what-if” simulation and smarter financial decision making.
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SPENDiD will never sell your personally identifiable information.
When a financial services provider you use offers one of the SPENDiD web applications as a feature for your use, that provider may request permission to access your SPENDiD input information to meet your needs for their products and services. You can opt-out at any time.
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Update your Profile assumptions and known changes to income or larger budget expenses at least monthly to reflect your new SPENDiD Budget Health Score and Predicted Saving Ability.
Use it for "what-if" scenarios like potential moves, car purchases, or rent vs. buy decisions.
As much as you can! Better budget awareness makes you more financially resilient.
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Breathe easier knowing you've eliminated a LOT of uncertainty.
Suppose you're having a lot of stress due to difficulty making ends meet. BUDGETWIDGET helps point you to why and what you should focus on to address your personalized situation.
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If you're already making ends meet, BUDGETWIDGET offers you a valuable personalized Predicted Saving Ability (PSA) and Projected Savings Growth forecast you can have confidence in and get motivation from.
Commit to automating a regular savings or investment account transfer. There's enormous power in receiving assurance that a specific periodic saving amount is right for you.
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Yes, BUDGETWIDGET and all SPENDiD web applications are fully responsive and designed for mobile, desktop, or laptop use.
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The SPENDiD REST API is the backbone of our web applications and also provides developers with reliable data and technology to create the following:
Unique, predictive financial wellness and financial literacy solutions
Automated budgeting experiences
Peer-comparative spending benchmarks for greater personalization
Alternative credit scoring data from our proprietary cash flow health metrics
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Yes! We created SPENDiD for developers like you to begin with. Just request an API key using this email link to get started for free.