FAQs

    • SPENDiD's peer data comes from some of the most trusted sources, including the U.S. Bureau of Labor Statistics, Department of Housing and Urban Development, Census Bureau and others.

    • This underlying data is updated regularly to reflect the latest information available.

    • BUDGETWIDGET is a responsive, user-friendly web application powered by SPENDiD's predictive budgeting technology

    • The app helps individuals and families quickly create and understand personalized, categorized budgets based on key demographic factors and readily known basic expenses.

    • Plus, BUDGETWIDGET offers personalized "Tips & Tricks" for the user to take action where it may be needed.

    • BUDGETWIDGET is powered by SPENDiD’s predictive logic and trusted/unbiased peer benchmark spending data.

    • Clear budget awareness: Understand your current cash flow health and spending patterns compared to your peers.

    • It's simple and fast: No need for spreadsheets or bank connections. Just answer a few questions and get your budget and helpful insights in minutes.

    • Peer validation: Gain confidence and motivation from knowing your budget makes sense when put in perspective with your peers.

    • Stress-free: Eliminate uncertainty and anxiety about your finances.

    • Increase engagement and conversions by offering visitors a fun and insightful financial tool.

    • BUDGETWIDGET is a quick and easy tool for website visitors to get a personalized budget assessment and peer comparison.

    • You can choose to require an email address for users to view their full results. It's perfect for lead generation or just offering a valuable financial wellness resource to boost engagement on your site.

    • Customize the "Call-to-Action" button to lead visitors to your desired destination on your site, or to download a document, book a meeting, or any URL you prefer.

    • Position yourself as a brand that cares about its audience's financial well-being.

    • Integration is simple! Add BUDGETWIDGET to any website with two simple lines of code.

    • Use the Get BUDGETWIDGET link or Contact Us here and we’ll get you started in no time.

  • Absolutely! Contact Us and we'll create a discounted Group Coupon Code just for your intended users.

    • Put greater financial confidence, clarity, and capability within reach of every member of your target audience.

    • Boost productivity and happiness by helping ease financial stress

    • Use BUDGETWIDGET as a fast, effective way to "get on the same page" with clients regarding their saving ability.

    • Be the resource that makes positive financial results possible, even for those with no "high-level" financial literacy capability.

    • Simple-to-use household budget guidance for reducing debt and growing savings can help build loyalty to your brand.

    • No, all SPENDiD web applications work based on your demographic information and any known fixed expense amounts you provide.

    • You don't need to connect bank or credit card accounts or share personally identifiable information.

    • Like all SPENDiD applications, BUDGETWIDGET requires only basic demographic information like zip code, age, income, rent vs own, and household size.

    • Plus, you can change assumptions at any time for easy “what-if” simulation and smarter financial decision making.

    • SPENDiD will never sell your personally identifiable information.

    • When a financial services provider you use offers one of the SPENDiD web applications as a feature for your use, that provider may request permission to access your SPENDiD input information to meet your needs for their products and services. You can opt-out at any time.

    • Update your Profile assumptions and known changes to income or larger budget expenses at least monthly to reflect your new SPENDiD Budget Health Score and Predicted Saving Ability.

    • Use it for "what-if" scenarios like potential moves, car purchases, or rent vs. buy decisions.

    • As much as you can! Better budget awareness makes you more financially resilient.

    • Breathe easier knowing you've eliminated a LOT of uncertainty.

    • Suppose you're having a lot of stress due to difficulty making ends meet. BUDGETWIDGET helps point you to why and what you should focus on to address your personalized situation.

    • If you're already making ends meet, BUDGETWIDGET offers you a valuable personalized Predicted Saving Ability (PSA) and Projected Savings Growth forecast you can have confidence in and get motivation from.

    • Commit to automating a regular savings or investment account transfer. There's enormous power in receiving assurance that a specific periodic saving amount is right for you.

    • Yes, BUDGETWIDGET and all SPENDiD web applications are fully responsive and designed for mobile, desktop, or laptop use.

    • The SPENDiD REST API is the backbone of our web applications and also provides developers with reliable data and technology to create the following:

    • Unique, predictive financial wellness and financial literacy solutions

    • Automated budgeting experiences

    • Peer-comparative spending benchmarks for greater personalization

    • Alternative credit scoring data from our proprietary cash flow health metrics

    • Yes! We created SPENDiD for developers like you to begin with. Just request an API key using this email link to get started for free.